Knowledge Is Your Best Asset

ACA Open Enrollment — What You Need to Know

Dates, eligibility, subsidies, and how to pick the right Marketplace health plan for your family in Florida.

Healthcare.gov — Official ACA Marketplace

Compare and enroll in health insurance plans through the official federal marketplace.

Florida Blue — Health Plans for Floridians

Florida's largest health insurer. Compare individual, family, and Medicare Advantage plans.

Medicaid Florida — AHCA

Apply for Florida Medicaid coverage through the Agency for Health Care Administration.

Medicare.gov — Official Medicare Resource

Understand your Medicare options, find plans, and compare coverage in the Tampa Bay area.

How to File Your Taxes as an Immigrant

Step-by-step guide for ITIN holders, undocumented residents, and new immigrants filing US taxes for the first time.

IRS Free File — File Federal Taxes for Free

Free federal tax filing for eligible taxpayers. Provided directly by the IRS.

IRS ITIN Application — Form W-7

Apply for your Individual Taxpayer Identification Number. Required for immigrants without a Social Security Number.

Florida Department of Revenue

Florida state tax information, business tax registration, and sales tax resources.

Free Resource

VITA — Free Tax Help for Communities

IRS Volunteer Income Tax Assistance program. Free tax prep for people who generally make $67,000 or less.

Small Business Bookkeeping Basics

Learn the essential bookkeeping practices every small business owner in Florida needs to stay compliant and profitable.

Tool

QuickBooks for Small Business — Free Trial

Industry-standard accounting software. AMGUS can help you set it up and train your team.

SBA — Record Keeping for Small Business

Official Small Business Administration guide to financial record keeping and bookkeeping requirements.

Understanding Your Credit Score

A complete guide to how credit scores work, what affects them, and how AMGUS can help you build credit in the US.

AnnualCreditReport.com — Free Credit Reports

Get your free credit report from all three bureaus (Equifax, Experian, TransUnion) once per year.

CFPB — Consumer Financial Protection Bureau

Tools, guides, and complaint filing for financial products and services. Available in Spanish.

SBA Loans for Hispanic Business Owners

Small Business Administration loan programs including 7(a), 504, and microloans for Florida businesses.

Florida Contractor Licensing — DBPR

Apply for or renew your Florida contractor license through the Department of Business and Professional Regulation.

Required by Law

Sunshine 811 — Call Before You Dig

Florida law requires calling 811 before any underground excavation. Free service to locate buried utilities.

Safety

OSHA Construction Safety Standards

Federal safety standards for construction workers. Available in Spanish. Protect your crew and stay compliant.

Tampa Bay

Hillsborough County — Building Permits

Apply for building permits in Hillsborough County (Tampa Bay area). Required for most construction projects.

Florida Painting Contractor License Requirements

What you need to legally operate a painting business in Florida — licensing, insurance, and bonding requirements.

Required by Law

EPA Lead Paint Safety — RRP Rule

Federal requirements for painting contractors working on pre-1978 homes. Certification required by law.

Industry

PDCA — Painting and Decorating Contractors of America

Industry association for professional painters. Training, certification, and business resources.

How to Build Business Credit from Zero

Step-by-step roadmap to establishing business credit in the US — EIN, DUNS number, net-30 accounts, and more.

Florida Division of Corporations — Sunbiz

IRS EIN Application — Free Online

Apply for your Employer Identification Number (EIN) online. Required to open a business bank account.

Free Resource

SCORE — Free Business Mentoring

Free mentoring and workshops for small business owners. Tampa Bay chapter available. Bilingual mentors.

Florida Notary Services — What You Need to Know

How notarization works in Florida, what documents require a notary, and how AMGUS can help.

Florida Department of State — Notary Division

Official Florida notary information, commission lookup, and notary law resources.

USCIS — Document Translation Requirements

Official USCIS requirements for certified document translations submitted with immigration applications.

Medicare Enrollment — When and How to Sign Up

Understand Medicare Parts A, B, C, and D. Know your enrollment windows to avoid late penalties.